Operator
Good day, and thank you for standing by. Welcome to the Dime Community Bancshares First Quarter Earnings Call. [Operator Instructions] Please be advised that today’s call is being recorded. Before we begin, the company would like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995.
Such statements are subject to risks, uncertainties and other factors that may cause actual results to differ materially from those contained in any such statements, including as set forth in today’s press release and the company’s filings with the U.S. Securities and Exchange Commission to which we refer you.
During this call, references will be made to non-GAAP financial measures as supplemental measures to review and assess operating performance. These non-GAAP financial measures are not intended to be considered in isolation or a substitute for the financial information prepared and presented in accordance with the U.S. GAAP. For more information about these non-GAAP financial measures and for reconciliation to GAAP, please refer to today’s earnings release.
I would now like to hand it over to our first speaker, Stu Lubow, President and CEO. Please go ahead.
Stuart Lubow
CEO, President & Director
Good morning. Thank you, Victor, and thank you all for joining us this morning for our quarterly earnings call. With me today, as usual, are Avi
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