SB Financial Group, Inc. (SBFG) Q3 2026 Earnings Call October 22, 2026 3:30 PM EDT
Company Participants
Sarah Mekus – Officer & Executive Assistant Corporate Secretary
Mark Klein – Chairman, President & CEO
Anthony Cosentino – Executive VP & CFO
Steven Walz – Executive VP & Chief Lending Officer
Conference Call Participants
Brian Martin – Brean Capital, LLC, Research Division
Presentation
Operator
Good afternoon, and welcome to the SB Financial Third Quarter 2026 Conference Call and Webcast. I would like to inform you that this conference call is being recorded. [Operator Instructions]
I will now turn the conference over to Sarah Mekus with SB Financial. Please go ahead, Sarah.
Sarah Mekus
Officer & Executive Assistant Corporate Secretary
Good afternoon, everyone. I’d like to remind you that this conference call is being broadcast live over the Internet and will be archived and available on our website at ir.yourstatebank.com. Joining me today are Mark Klein, Chairman, President and CEO; Tony Cosentino, Chief Financial Officer; and Steve Walz, Chief Lending Officer.
Today’s presentation may contain forward-looking information. Cautionary statements about this information, as well as reconciliations of non-GAAP financial measures, are included in today’s earnings release materials as well as our SEC filings. These materials are available on our website, and we encourage participants to refer to them for a complete discussion of risk factors and forward-looking statements. These statements speak only as of the date made, and SB Financial undertakes no obligation to update them.
I will now turn the call over to Mr. Klein.
Mark Klein
Chairman, President & CEO
Thank you, Sarah, and good afternoon, everyone. Welcome to our third quarter 2026 conference call and webcast. This quarter represented another period of disciplined execution and sustained momentum across our franchise. As we navigate the current interest rate environment, our diversified operating revenue model continued to deliver the structural